Side-by-side · Q2 2026 data
TexasBank vs WestStar Bank
Metric by metric
| Measure | TexasBank | WestStar Bank |
|---|---|---|
| TellerScore | 80 | 80 |
| Capital cushion | 79 (stronger) | 73 |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 37 (stronger) | 23 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 90th | 90th |
| Total assets | $2.5B | $3.3B |
| Deposits / shares | $2.0B | $2.8B |
| Capital ratio | 12.87% (stronger) | 12.27% |
| Problem loans | 0.41% | 0.00% (stronger) |
| Net charge-offs | 0.12% | -0.01% (stronger) |
| Return on assets | 2.33% (stronger) | 2.29% |
| Loans ÷ deposits | 105.3% | 87.7% (stronger) |
| Uninsured deposits | 30.9% (stronger) | 61.0% |
| Offices | 17 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), TexasBank leads on 3 and WestStar Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.