Side-by-side · Q2 2026 data
Texoma Educators Federal Credit Union vs Fannin Federal Credit Union
Credit union
Texoma Educators Federal Credit Union
Sherman, Texas · $100 million – $1 billion
Metric by metric
| Measure | Texoma Educators Federal Credit Union | Fannin Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 94 (stronger) |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 68 | 80 (stronger) |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 91st | 95th |
| Total assets | $128.1M | $80.9M |
| Deposits / shares | $108.5M | $64.3M |
| Capital ratio | 14.82% | 20.21% (stronger) |
| Problem loans | 0.96% | 0.61% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.21% |
| Return on assets | 1.54% | 2.39% (stronger) |
| Loans ÷ deposits | 47.1% (stronger) | 62.8% |
| Uninsured deposits | 5.4% | 5.1% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fannin Federal Credit Union has the higher TellerScore (94 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Texoma Educators Federal Credit Union leads on 2 and Fannin Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.