Side-by-side · Q2 2026 data
Thayer County Bank vs Chambers State Bank
Metric by metric
| Measure | Thayer County Bank | Chambers State Bank |
|---|---|---|
| TellerScore | 81 | 91 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 89 (stronger) | 87 |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 60 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 68th | 90th |
| Total assets | $88.5M | $89.2M |
| Deposits / shares | $66.5M | $66.7M |
| Capital ratio | 13.02% | 24.74% (stronger) |
| Problem loans | 0.32% (stronger) | 0.39% |
| Net charge-offs | -0.25% (stronger) | 0.30% |
| Return on assets | 1.04% | 2.70% (stronger) |
| Loans ÷ deposits | 76.0% (stronger) | 98.2% |
| Uninsured deposits | 16.3% (stronger) | 17.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chambers State Bank has the higher TellerScore (91 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Thayer County Bank leads on 4 and Chambers State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.