Side-by-side · Q2 2026 data
The American National Bank of Texas vs Third Coast Bank
Metric by metric
| Measure | The American National Bank of Texas | Third Coast Bank |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 38 | 64 (stronger) |
| Loan quality | 92 (stronger) | 83 |
| Earnings | 45 | 75 (stronger) |
| Funding & liquidity | 55 (stronger) | 50 |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 24th | 63rd |
| Total assets | $5.5B | $6.7B |
| Deposits / shares | $4.6B | $5.9B |
| Capital ratio | 8.84% | 11.44% (stronger) |
| Problem loans | 0.23% (stronger) | 0.50% |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 0.63% | 1.37% (stronger) |
| Loans ÷ deposits | 73.0% (stronger) | 91.9% |
| Uninsured deposits | 43.9% | 31.0% (stronger) |
| Offices | 28 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | 2.2% |
Third Coast Bank has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The American National Bank of Texas leads on 2 and Third Coast Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.