Side-by-side · Q2 2026 data
The Andover Bank vs The One Federal Credit Union
Metric by metric
| Measure | The Andover Bank | The One Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 61 |
| Capital cushion | 46 (stronger) | 37 |
| Loan quality | 91 (stronger) | 87 |
| Earnings | 52 (stronger) | 33 |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 50th | 24th |
| Total assets | $595.1M | $139.3M |
| Deposits / shares | $553.1M | $125.7M |
| Capital ratio | 9.63% (stronger) | 8.74% |
| Problem loans | 0.26% (stronger) | 0.38% |
| Net charge-offs | 0.02% (stronger) | 0.46% |
| Return on assets | 0.79% (stronger) | 0.34% |
| Loans ÷ deposits | 50.6% (stronger) | 81.5% |
| Uninsured deposits | 13.2% | 6.8% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | — |
The Andover Bank has the higher TellerScore (72 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Andover Bank leads on 6 and The One Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.