Side-by-side · Q2 2026 data
The Apple Creek Banking Company vs C E S Credit Union
Metric by metric
| Measure | The Apple Creek Banking Company | C E S Credit Union |
|---|---|---|
| TellerScore | 70 | 91 (stronger) |
| Capital cushion | 42 | 81 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 73 | 94 (stronger) |
| Funding & liquidity | 50 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 43rd | 96th |
| Total assets | $270.6M | $244.3M |
| Deposits / shares | $243.4M | $210.7M |
| Capital ratio | 9.17% | 13.10% (stronger) |
| Problem loans | 0.00% (stronger) | 0.16% |
| Net charge-offs | 0.00% (stronger) | 0.17% |
| Return on assets | 1.32% | 1.84% (stronger) |
| Loans ÷ deposits | 94.8% | 68.3% (stronger) |
| Uninsured deposits | 28.8% | 3.0% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
C E S Credit Union has the higher TellerScore (91 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Apple Creek Banking Company leads on 2 and C E S Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.