Side-by-side · Q2 2026 data
The Apple Creek Banking Company vs The Wilmington Savings Bank
Metric by metric
| Measure | The Apple Creek Banking Company | The Wilmington Savings Bank |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 42 | 96 (stronger) |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 73 (stronger) | 51 |
| Funding & liquidity | 50 (stronger) | 39 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 43rd | 50th |
| Total assets | $270.6M | $267.3M |
| Deposits / shares | $243.4M | $228.1M |
| Capital ratio | 9.17% | 14.61% (stronger) |
| Problem loans | 0.00% (stronger) | 0.82% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.32% (stronger) | 0.78% |
| Loans ÷ deposits | 94.8% | 90.9% (stronger) |
| Uninsured deposits | 28.8% (stronger) | 42.5% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
The Wilmington Savings Bank has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Apple Creek Banking Company leads on 3 and The Wilmington Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.