Side-by-side · Q2 2026 data
The Baldwin State Bank vs The Lyndon State Bank
Metric by metric
| Measure | The Baldwin State Bank | The Lyndon State Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 51 (stronger) | 45 |
| Loan quality | 99 (stronger) | 91 |
| Earnings | 59 | 91 (stronger) |
| Funding & liquidity | 90 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 61st | 47th |
| Total assets | $115.5M | $115.1M |
| Deposits / shares | $102.6M | $85.1M |
| Capital ratio | 10.14% (stronger) | 9.51% |
| Problem loans | 0.04% (stronger) | 0.28% |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 0.98% | 1.77% (stronger) |
| Loans ÷ deposits | 46.1% (stronger) | 114.0% |
| Uninsured deposits | 23.9% | 14.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
The Baldwin State Bank has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Baldwin State Bank leads on 5 and The Lyndon State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.