Side-by-side · Q2 2026 data
The Baltic State Bank vs Fidelity Federal Savings and Loan Association of Delaware
Bank
Fidelity Federal Savings and Loan Association of Delaware
Delaware, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Baltic State Bank | Fidelity Federal Savings and Loan Association of Delaware |
|---|---|---|
| TellerScore | 68 | 82 (stronger) |
| Capital cushion | 28 | 100 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 64 (stronger) | 26 |
| Funding & liquidity | 76 | 79 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 37th | 82nd |
| Total assets | $129.6M | $131.6M |
| Deposits / shares | $119.6M | $99.0M |
| Capital ratio | 7.81% | 17.02% (stronger) |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.11% (stronger) | 0.16% |
| Loans ÷ deposits | 84.3% | 81.0% (stronger) |
| Uninsured deposits | 13.8% | 7.2% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.3% |
Fidelity Federal Savings and Loan Association of Delaware has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Baltic State Bank leads on 3 and Fidelity Federal Savings and Loan Association of Delaware on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.