The Baltic State Bank (FDIC certificate #17759) is based in Baltic, Ohio. Its Q2 2026 call report shows $129.6M in total assets and $119.6M in deposits and 4 offices.
The Baltic State Bank has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 90th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (28/100, 7.81%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 68).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 67 |
| Q4 2024 | 67 |
| Q1 2025 | 69 |
| Q2 2025 | 69 |
| Q3 2025 | 72 |
| Q4 2025 | 71 |
| Q1 2026 | 69 |
| Q2 2026 | 68 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.07% |
| Q3 2024 | 8.15% |
| Q4 2024 | 7.94% |
| Q1 2025 | 7.86% |
| Q2 2025 | 7.98% |
| Q3 2025 | 8.47% |
| Q4 2025 | 8.07% |
| Q1 2026 | 7.94% |
| Q2 2026 | 7.81% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.03% |
| Q3 2024 | 0.97% |
| Q4 2024 | 1.01% |
| Q1 2025 | 1.32% |
| Q2 2025 | 1.30% |
| Q3 2025 | 1.41% |
| Q4 2025 | 1.30% |
| Q1 2026 | 1.26% |
| Q2 2026 | 1.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $129.6M | 7.81% | 0.00% | 1.11% | 84.3% |
| Q1 2026 | 69 | $123.4M | 7.94% | 0.00% | 1.26% | 83.1% |
| Q4 2025 | 71 | $122.0M | 8.07% | 0.00% | 1.30% | 81.7% |
| Q3 2025 | 72 | $111.3M | 8.47% | 0.00% | 1.41% | 87.9% |
| Q2 2025 | 69 | $111.3M | 7.98% | 0.00% | 1.30% | 88.4% |
| Q1 2025 | 69 | $108.0M | 7.86% | 0.00% | 1.32% | 88.9% |
| Q4 2024 | 67 | $108.2M | 7.94% | 0.00% | 1.01% | 85.6% |
| Q3 2024 | 67 | $103.2M | 8.15% | 0.00% | 0.97% | 89.6% |
| Q2 2024 | 67 | $100.7M | 8.07% | 0.00% | 1.03% | 92.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fidelity Federal Savings and Loan Association of DelawareBank Delaware, OH | 82 out of 100, Strong | $131.6M | 17.0% | 0.04% | vs |
| The Hamler State BankBank Hamler, OH | 76 out of 100, Strong | $125.3M | 14.3% | 1.38% | vs |
| Adelphi BankBank Columbus, OH | 80 out of 100, Strong | $124.5M | 15.8% | 0.00% | vs |
| Woodsfield Savings BankBank Woodsfield, OH | 61 out of 100, Moderate | $123.3M | 8.6% | 0.92% | vs |
| The Farmers and Merchants BankBank Caldwell, OH | 66 out of 100, Moderate | $136.4M | 14.9% | 3.86% | vs |
| The Twin Valley BankBank West Alexandria, OH | 72 out of 100, Strong | $137.6M | 9.2% | 0.08% | vs |
Deposit insurance
Is my money safe at The Baltic State Bank?
Yes. The Baltic State Bank is an FDIC-insured institution (FDIC certificate #17759). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 13.8% of deposits ($16.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 7.81%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.59% (benchmark: 10%).
4 locations
Branches
The Baltic State Bank lists 4 offices in 3 cities. Most locations:
- Baltic, OH (2)
- Sugarcreek, OH (1)
- West Lafayette, OH (1)
Identity & history
Profile
- Legal name
- The Baltic State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 17759
- RSSD ID
- 112510
- Primary regulator
- FDIC
- Holding company
- Bancorp of Baltic Inc
- Established
- January 1, 1902
- Headquarters
- 101 E Main St, Baltic, OH 43804
- Website
- balticstatebank.com
- Employees
- 29
Quick answers
The Baltic State Bank: common questions
Is The Baltic State Bank FDIC insured?
Yes. The Baltic State Bank is an FDIC-insured institution (FDIC certificate #17759). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Baltic State Bank's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Baltic State Bank ever failed?
There is no failure record for FDIC certificate #17759 in the FDIC failed bank list.
How many branches does The Baltic State Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Baltic
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Brewster Federal Credit UnionCredit union Brewster, OH | 95 out of 100, Very strong | $32.9M | 18.4% | 0.56% | vs |
| C E S Credit UnionCredit union Mount Vernon, OH | 91 out of 100, Very strong | $244.3M | 13.1% | 0.16% | vs |
| The Bank of Magnolia CompanyBank Magnolia, OH | 89 out of 100, Very strong | $107.8M | 13.0% | 0.12% | vs |
| Dover-Phila Federal Credit UnionCredit union Dover, OH | 83 out of 100, Strong | $812.6M | 13.3% | 0.91% | vs |
| The Home Loan Savings BankBank Coshocton, OH | 77 out of 100, Strong | $386.7M | 11.7% | 0.58% | vs |
| First Federal Community Bank, National AssociationBank Dover, OH | 75 out of 100, Strong | $994.6M | 9.4% | 0.08% | vs |