Side-by-side · Q2 2026 data
The Baltic State Bank vs First Federal Community Bank, National Association
Metric by metric
| Measure | The Baltic State Bank | First Federal Community Bank, National Association |
|---|---|---|
| TellerScore | 68 | 75 (stronger) |
| Capital cushion | 28 | 44 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 64 | 94 (stronger) |
| Funding & liquidity | 76 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 37th | 61st |
| Total assets | $129.6M | $994.6M |
| Deposits / shares | $119.6M | $897.2M |
| Capital ratio | 7.81% | 9.40% (stronger) |
| Problem loans | 0.00% (stronger) | 0.08% |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 1.11% | 1.86% (stronger) |
| Loans ÷ deposits | 84.3% | 84.0% (stronger) |
| Uninsured deposits | 13.8% (stronger) | 31.4% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Federal Community Bank, National Association has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Baltic State Bank leads on 3 and First Federal Community Bank, National Association on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sugarcreek, OH