Side-by-side · Q2 2026 data
The Bank and Trust, S.S.B. vs PNC Bank, National Association
Metric by metric
| Measure | The Bank and Trust, S.S.B. | PNC Bank, National Association |
|---|---|---|
| TellerScore | 77 (stronger) | 62 |
| Capital cushion | 50 (stronger) | 40 |
| Loan quality | 98 (stronger) | 75 |
| Earnings | 82 (stronger) | 73 |
| Funding & liquidity | 75 (stronger) | 48 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 68th | 53rd |
| Total assets | $583.8M | $609.8B |
| Deposits / shares | $529.3M | $457.8B |
| Capital ratio | 9.96% (stronger) | 8.98% |
| Problem loans | 0.05% (stronger) | 0.74% |
| Net charge-offs | 0.02% (stronger) | 0.24% |
| Return on assets | 1.56% (stronger) | 1.32% |
| Loans ÷ deposits | 74.3% (stronger) | 79.7% |
| Uninsured deposits | 24.9% (stronger) | 44.8% |
| Offices | 7 | 2,305 |
| CFPB complaints (3 yrs) | — | 9,281 |
| Complaints per $1B deposits | — | 20.3 |
| Mortgage denial rate (HMDA) | 13.4% | 33.8% |
The Bank and Trust, S.S.B. has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Bank and Trust, S.S.B. leads on 7 and PNC Bank, National Association on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.