Side-by-side · Q2 2026 data
The Bank vs Currency Bank
Metric by metric
| Measure | The Bank | Currency Bank |
|---|---|---|
| TellerScore | 83 | 86 (stronger) |
| Capital cushion | 78 | 84 (stronger) |
| Loan quality | 84 | 95 (stronger) |
| Earnings | 90 | 98 (stronger) |
| Funding & liquidity | 75 (stronger) | 50 |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 84th | 90th |
| Total assets | $462.0M | $248.5M |
| Deposits / shares | $396.3M | $203.2M |
| Capital ratio | 12.76% | 13.38% (stronger) |
| Problem loans | 0.48% | 0.14% (stronger) |
| Net charge-offs | 0.15% | -0.05% (stronger) |
| Return on assets | 1.75% | 1.95% (stronger) |
| Loans ÷ deposits | 82.8% (stronger) | 93.0% |
| Uninsured deposits | 17.4% (stronger) | 30.3% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | — |
Currency Bank has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The Bank leads on 2 and Currency Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.