Side-by-side · Q2 2026 data
The Bank vs Montell Federal Credit Union
Metric by metric
| Measure | The Bank | Montell Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 66 |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 84 (stronger) | 32 |
| Earnings | 90 (stronger) | 57 |
| Funding & liquidity | 75 (stronger) | 50 |
| Problem-loan coverage | 93 (stronger) | 86 |
| Peer percentile | 84th | 32nd |
| Total assets | $462.0M | $4.5M |
| Deposits / shares | $396.3M | $3.4M |
| Capital ratio | 12.76% | 24.40% (stronger) |
| Problem loans | 0.48% (stronger) | 2.04% |
| Net charge-offs | 0.15% | -0.79% (stronger) |
| Return on assets | 1.75% (stronger) | 0.94% |
| Loans ÷ deposits | 82.8% (stronger) | 117.1% |
| Uninsured deposits | 17.4% | 0.0% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | — |
The Bank has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Bank leads on 4 and Montell Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.