Side-by-side · Q2 2026 data
The Bank, National Association vs Ameristate Bank
Metric by metric
| Measure | The Bank, National Association | Ameristate Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 57 |
| Capital cushion | 59 (stronger) | 45 |
| Loan quality | 57 (stronger) | 44 |
| Earnings | 85 (stronger) | 75 |
| Funding & liquidity | 73 | 77 (stronger) |
| Problem-loan coverage | 82 (stronger) | 63 |
| Peer percentile | 37th | 14th |
| Total assets | $488.1M | $477.7M |
| Deposits / shares | $442.8M | $426.4M |
| Capital ratio | 10.85% (stronger) | 9.55% |
| Problem loans | 1.30% (stronger) | 1.67% |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.63% (stronger) | 1.37% |
| Loans ÷ deposits | 73.8% (stronger) | 79.3% |
| Uninsured deposits | 26.8% | 18.0% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.6% |
The Bank, National Association has the higher TellerScore (68 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Bank, National Association leads on 5 and Ameristate Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.