Side-by-side · Q2 2026 data
The Bank, National Association vs First Bank & Trust Company
Metric by metric
| Measure | The Bank, National Association | First Bank & Trust Company |
|---|---|---|
| TellerScore | 68 | 78 (stronger) |
| Capital cushion | 59 | 63 (stronger) |
| Loan quality | 57 | 76 (stronger) |
| Earnings | 85 | 89 (stronger) |
| Funding & liquidity | 73 | 85 (stronger) |
| Problem-loan coverage | 82 | 92 (stronger) |
| Peer percentile | 37th | 72nd |
| Total assets | $488.1M | $255.2M |
| Deposits / shares | $442.8M | $229.3M |
| Capital ratio | 10.85% | 11.34% (stronger) |
| Problem loans | 1.30% | 0.73% (stronger) |
| Net charge-offs | 0.01% (stronger) | 1.63% |
| Return on assets | 1.63% | 1.73% (stronger) |
| Loans ÷ deposits | 73.8% | 65.1% (stronger) |
| Uninsured deposits | 26.8% | 23.8% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.9% |
First Bank & Trust Company has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Bank, National Association leads on 1 and First Bank & Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.