Side-by-side · Q2 2026 data
The Bank of Advance vs Citizens' Bank of Charleston
Metric by metric
| Measure | The Bank of Advance | Citizens' Bank of Charleston |
|---|---|---|
| TellerScore | 81 | 86 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 75 (stronger) | 72 |
| Earnings | 100 | 100 |
| Funding & liquidity | 57 | 59 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 80th | 90th |
| Total assets | $509.9M | $185.1M |
| Deposits / shares | $438.7M | $146.6M |
| Capital ratio | 13.01% | 20.51% (stronger) |
| Problem loans | 0.75% (stronger) | 0.83% |
| Net charge-offs | 0.13% | 0.09% (stronger) |
| Return on assets | 2.42% | 2.47% (stronger) |
| Loans ÷ deposits | 91.6% (stronger) | 101.5% |
| Uninsured deposits | 25.4% | 9.8% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens' Bank of Charleston has the higher TellerScore (86 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Advance leads on 2 and Citizens' Bank of Charleston on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.