Headquartered in Advance, Missouri, The Bank of Advance is a state-chartered bank (fed member) with $509.9M in total assets and $438.7M in deposits as of Q2 2026. It operates 7 offices across 2 states. Its charter dates back to 1902.
The Bank of Advance has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 80% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 41st. Earnings contributes the most (100/100, 2.42%); funding & liquidity contributes the least (57/100, 92% loans-to-deposits, 25% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (81 → 81).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 82 |
| Q4 2024 | 77 |
| Q1 2025 | 81 |
| Q2 2025 | 81 |
| Q3 2025 | 82 |
| Q4 2025 | 69 |
| Q1 2026 | 79 |
| Q2 2026 | 81 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.43% |
| Q3 2024 | 12.99% |
| Q4 2024 | 12.00% |
| Q1 2025 | 12.43% |
| Q2 2025 | 12.84% |
| Q3 2025 | 13.40% |
| Q4 2025 | 12.14% |
| Q1 2026 | 12.52% |
| Q2 2026 | 13.01% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.60% |
| Q3 2024 | 0.63% |
| Q4 2024 | 0.81% |
| Q1 2025 | 0.56% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.72% |
| Q4 2025 | 1.61% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.75% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.17% |
| Q3 2024 | 2.23% |
| Q4 2024 | 2.19% |
| Q1 2025 | 2.22% |
| Q2 2025 | 2.25% |
| Q3 2025 | 2.32% |
| Q4 2025 | 2.23% |
| Q1 2026 | 2.39% |
| Q2 2026 | 2.42% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $509.9M | 13.01% | 0.75% | 2.42% | 91.6% |
| Q1 2026 | 79 | $510.5M | 12.52% | 0.70% | 2.39% | 90.0% |
| Q4 2025 | 69 | $526.4M | 12.14% | 1.61% | 2.23% | 86.2% |
| Q3 2025 | 82 | $499.7M | 13.40% | 0.72% | 2.32% | 92.8% |
| Q2 2025 | 81 | $497.7M | 12.84% | 0.66% | 2.25% | 90.6% |
| Q1 2025 | 81 | $492.1M | 12.43% | 0.56% | 2.22% | 89.5% |
| Q4 2024 | 77 | $486.5M | 12.00% | 0.81% | 2.19% | 88.3% |
| Q3 2024 | 82 | $485.8M | 12.99% | 0.63% | 2.23% | 88.8% |
| Q2 2024 | 81 | $487.1M | 12.43% | 0.60% | 2.17% | 86.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Callaway BankBank Fulton, MO | 67 out of 100, Moderate | $511.5M | 10.1% | 0.78% | vs |
| Connections BankBank Platte City, MO | 78 out of 100, Strong | $516.6M | 9.8% | 0.00% | vs |
| UNICO BankBank Mineral Point, MO | 47 out of 100, Below average | $502.6M | 8.9% | 2.55% | vs |
| People's Bank of SenecaBank Seneca, MO | 65 out of 100, Moderate | $495.5M | 10.1% | 1.01% | vs |
| First State Bank of St. Charles, MissouriBank St. Charles, MO | 85 out of 100, Very strong | $535.2M | 15.6% | 0.40% | vs |
| F & C BankBank Holden, MO | 78 out of 100, Strong | $481.0M | 11.0% | 0.38% | vs |
Deposit insurance
Is my money safe at The Bank of Advance?
Yes. The Bank of Advance is an FDIC-insured institution (FDIC certificate #9369). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.4% of deposits ($111.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.01%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
7 locations
Branches
The Bank of Advance lists 5 offices in 4 cities across 2 states. Most locations:
- Advance, MO (2)
- Bowen, IL (1)
- Chaffee, MO (1)
- Dexter, MO (1)
Identity & history
Profile
- Legal name
- The Bank of Advance
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 9369
- RSSD ID
- 879644
- Primary regulator
- FED
- Holding company
- Miles Bancshares Inc
- Established
- January 30, 1902
- Headquarters
- 105 E Gabriel St, Advance, MO 63730
- Website
- www.bankofadvance.com
- Employees
- 85
Quick answers
The Bank of Advance: common questions
Is The Bank of Advance FDIC insured?
Yes. The Bank of Advance is an FDIC-insured institution (FDIC certificate #9369). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bank of Advance's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bank of Advance ever failed?
There is no failure record for FDIC certificate #9369 in the FDIC failed bank list.
How many branches does The Bank of Advance have?
7 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Advance
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alliance BankBank Cape Girardeau, MO | 84 out of 100, Strong | $391.3M | 13.6% | 0.26% | vs |
| Peoples Community BankBank Greenville, MO | 83 out of 100, Strong | $735.2M | 18.5% | 1.23% | vs |
| Wood & Huston BankBank Marshall, MO | 82 out of 100, Strong | $1.2B | 11.6% | 0.14% | vs |
| Sikeston Public Schools Credit UnionCredit union Sikeston, MO | 79 out of 100, Strong | $5.5M | 18.9% | 1.89% | vs |
| Sterling BankBank Poplar Bluff, MO | 78 out of 100, Strong | $1.6B | 11.1% | 0.35% | vs |
| Commerce BankBank Kansas City, MO | 76 out of 100, Strong | $35.0B | 11.4% | 0.17% | vs |