Side-by-side · Q2 2026 data
The Bank of Advance vs First State Bank of St. Charles, Missouri
Bank
First State Bank of St. Charles, Missouri
St. Charles, Missouri · $100 million – $1 billion
Metric by metric
| Measure | The Bank of Advance | First State Bank of St. Charles, Missouri |
|---|---|---|
| TellerScore | 81 | 85 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 75 | 87 (stronger) |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 57 (stronger) | 43 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 80th | 88th |
| Total assets | $509.9M | $535.2M |
| Deposits / shares | $438.7M | $400.8M |
| Capital ratio | 13.01% | 15.65% (stronger) |
| Problem loans | 0.75% | 0.40% (stronger) |
| Net charge-offs | 0.13% | -0.00% (stronger) |
| Return on assets | 2.42% (stronger) | 1.67% |
| Loans ÷ deposits | 91.6% (stronger) | 106.1% |
| Uninsured deposits | 25.4% | 25.3% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of St. Charles, Missouri has the higher TellerScore (85 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Advance leads on 2 and First State Bank of St. Charles, Missouri on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.