Side-by-side · Q2 2026 data
The Bank of Advance vs People's Bank of Seneca
Metric by metric
| Measure | The Bank of Advance | People's Bank of Seneca |
|---|---|---|
| TellerScore | 81 (stronger) | 65 |
| Capital cushion | 80 (stronger) | 51 |
| Loan quality | 75 (stronger) | 66 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 57 | 65 (stronger) |
| Problem-loan coverage | 92 (stronger) | 83 |
| Peer percentile | 80th | 29th |
| Total assets | $509.9M | $495.5M |
| Deposits / shares | $438.7M | $440.9M |
| Capital ratio | 13.01% (stronger) | 10.08% |
| Problem loans | 0.75% (stronger) | 1.01% |
| Net charge-offs | 0.13% | 0.01% (stronger) |
| Return on assets | 2.42% (stronger) | 1.37% |
| Loans ÷ deposits | 91.6% (stronger) | 95.2% |
| Uninsured deposits | 25.4% | 15.1% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.4% |
The Bank of Advance has the higher TellerScore (81 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Advance leads on 5 and People's Bank of Seneca on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.