Side-by-side · Q2 2026 data
The Bank of Baker vs Ascent Bank
Metric by metric
| Measure | The Bank of Baker | Ascent Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 46 |
| Capital cushion | 59 (stronger) | 37 |
| Loan quality | 76 (stronger) | 16 |
| Earnings | 81 (stronger) | 70 |
| Funding & liquidity | 82 (stronger) | 72 |
| Problem-loan coverage | 91 (stronger) | 61 |
| Peer percentile | 57th | 5th |
| Total assets | $160.9M | $104.1M |
| Deposits / shares | $142.2M | $92.4M |
| Capital ratio | 10.85% (stronger) | 8.69% |
| Problem loans | 0.72% (stronger) | 2.51% |
| Net charge-offs | 0.25% (stronger) | 0.47% |
| Return on assets | 1.52% (stronger) | 1.24% |
| Loans ÷ deposits | 62.4% (stronger) | 88.1% |
| Uninsured deposits | 29.3% | 14.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The Bank of Baker has the higher TellerScore (74 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Baker leads on 6 and Ascent Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.