Side-by-side · Q2 2026 data
The Bank of Baker vs The First State Bank of Malta
Metric by metric
| Measure | The Bank of Baker | The First State Bank of Malta |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 59 | 94 (stronger) |
| Loan quality | 76 (stronger) | 27 |
| Earnings | 81 (stronger) | 61 |
| Funding & liquidity | 82 | 94 (stronger) |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 57th | 43rd |
| Total assets | $160.9M | $189.7M |
| Deposits / shares | $142.2M | $164.9M |
| Capital ratio | 10.85% | 14.36% (stronger) |
| Problem loans | 0.72% (stronger) | 2.20% |
| Net charge-offs | 0.25% | -0.10% (stronger) |
| Return on assets | 1.52% (stronger) | 1.03% |
| Loans ÷ deposits | 62.4% | 40.6% (stronger) |
| Uninsured deposits | 29.3% | 20.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Baker has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Baker leads on 3 and The First State Bank of Malta on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.