Side-by-side · Q2 2026 data
The Bank of Bourbonnais vs Beardstown Savings s.b.
Metric by metric
| Measure | The Bank of Bourbonnais | Beardstown Savings s.b. |
|---|---|---|
| TellerScore | 77 (stronger) | 64 |
| Capital cushion | 69 (stronger) | 55 |
| Loan quality | 100 (stronger) | 62 |
| Earnings | 46 | 49 (stronger) |
| Funding & liquidity | 82 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 58th | 24th |
| Total assets | $81.6M | $79.5M |
| Deposits / shares | $70.9M | $60.8M |
| Capital ratio | 11.85% (stronger) | 10.55% |
| Problem loans | 0.00% (stronger) | 1.15% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.65% | 0.72% (stronger) |
| Loans ÷ deposits | 70.9% | 69.4% (stronger) |
| Uninsured deposits | 21.9% | 17.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Bourbonnais has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Bourbonnais leads on 3 and Beardstown Savings s.b. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.