Side-by-side · Q2 2026 data
The Bank of Bourbonnais vs Municipal Trust and Savings Bank
Metric by metric
| Measure | The Bank of Bourbonnais | Municipal Trust and Savings Bank |
|---|---|---|
| TellerScore | 77 | 95 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 46 | 100 (stronger) |
| Funding & liquidity | 82 (stronger) | 67 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 58th | 99th |
| Total assets | $81.6M | $382.2M |
| Deposits / shares | $70.9M | $305.7M |
| Capital ratio | 11.85% | 15.56% (stronger) |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.65% | 2.96% (stronger) |
| Loans ÷ deposits | 70.9% (stronger) | 84.3% |
| Uninsured deposits | 21.9% (stronger) | 22.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Municipal Trust and Savings Bank has the higher TellerScore (95 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Bourbonnais leads on 3 and Municipal Trust and Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.