Side-by-side · Q2 2026 data
The Bank of Brodhead vs Oostburg State Bank
Metric by metric
| Measure | The Bank of Brodhead | Oostburg State Bank |
|---|---|---|
| TellerScore | 55 | 79 (stronger) |
| Capital cushion | 42 | 66 (stronger) |
| Loan quality | 59 | 96 (stronger) |
| Earnings | 49 | 75 (stronger) |
| Funding & liquidity | 63 | 72 (stronger) |
| Problem-loan coverage | 82 | 98 (stronger) |
| Peer percentile | 11th | 75th |
| Total assets | $421.9M | $440.2M |
| Deposits / shares | $338.2M | $388.4M |
| Capital ratio | 9.20% | 11.64% (stronger) |
| Problem loans | 1.24% | 0.13% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 0.73% | 1.39% (stronger) |
| Loans ÷ deposits | 86.8% | 81.6% (stronger) |
| Uninsured deposits | 24.0% | 21.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 1.1% |
Oostburg State Bank has the higher TellerScore (79 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Brodhead leads on 1 and Oostburg State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.