Side-by-side · Q2 2026 data
The Bank of Clarendon vs Carolina Bank & Trust Co.
Metric by metric
| Measure | The Bank of Clarendon | Carolina Bank & Trust Co. |
|---|---|---|
| TellerScore | 84 (stronger) | 83 |
| Capital cushion | 67 | 85 (stronger) |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 81 | 94 (stronger) |
| Funding & liquidity | 82 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 86th | 84th |
| Total assets | $438.3M | $844.6M |
| Deposits / shares | $387.0M | $727.4M |
| Capital ratio | 11.66% | 13.51% (stronger) |
| Problem loans | 0.01% (stronger) | 0.41% |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | 1.54% | 1.85% (stronger) |
| Loans ÷ deposits | 57.3% (stronger) | 82.3% |
| Uninsured deposits | 31.0% (stronger) | 40.1% |
| Offices | 5 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | 5.4% |
The Bank of Clarendon has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Clarendon leads on 5 and Carolina Bank & Trust Co. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.