Headquartered in Manning, South Carolina, The Bank of Clarendon is a state-chartered bank with $438.3M in total assets and $387.0M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1939.
Based on its Q2 2026 filing, The Bank of Clarendon scores 84/100, which we describe as strong. That is higher than 86% of 2,650 banks with $100 million – $1 billion. Among 44 banks headquartered in South Carolina, it ranks 6th. Its strongest component is loan quality (100/100; 0.01%), and its lowest is capital cushion (67/100; 11.66%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (85 → 84).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 84 |
| Q4 2024 | 83 |
| Q1 2025 | 83 |
| Q2 2025 | 85 |
| Q3 2025 | 86 |
| Q4 2025 | 81 |
| Q1 2026 | 81 |
| Q2 2026 | 84 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.46% |
| Q3 2024 | 12.48% |
| Q4 2024 | 12.35% |
| Q1 2025 | 12.12% |
| Q2 2025 | 12.37% |
| Q3 2025 | 12.64% |
| Q4 2025 | 11.46% |
| Q1 2026 | 11.32% |
| Q2 2026 | 11.66% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.04% |
| Q3 2024 | 0.01% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.01% |
| Q2 2026 | 0.01% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.14% |
| Q3 2024 | 1.18% |
| Q4 2024 | 1.09% |
| Q1 2025 | 1.33% |
| Q2 2025 | 1.33% |
| Q3 2025 | 1.34% |
| Q4 2025 | 1.30% |
| Q1 2026 | 1.40% |
| Q2 2026 | 1.54% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $438.3M | 11.66% | 0.01% | 1.54% | 57.3% |
| Q1 2026 | 81 | $455.6M | 11.32% | 0.01% | 1.40% | 54.2% |
| Q4 2025 | 81 | $441.9M | 11.46% | 0.00% | 1.30% | 54.1% |
| Q3 2025 | 86 | $424.5M | 12.64% | 0.00% | 1.34% | 54.7% |
| Q2 2025 | 85 | $421.2M | 12.37% | 0.00% | 1.33% | 54.0% |
| Q1 2025 | 83 | $421.8M | 12.12% | 0.11% | 1.33% | 52.6% |
| Q4 2024 | 83 | $413.3M | 12.35% | 0.01% | 1.09% | 53.0% |
| Q3 2024 | 84 | $398.9M | 12.48% | 0.01% | 1.18% | 54.8% |
| Q2 2024 | 83 | $389.2M | 12.46% | 0.04% | 1.14% | 54.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in South Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of the LowcountryBank Walterboro, SC | 65 out of 100, Moderate | $430.2M | 9.3% | 0.15% | vs |
| The Peoples BankBank Iva, SC | 89 out of 100, Very strong | $446.7M | 12.9% | 0.00% | vs |
| Farmers and Merchants Bank of South CarolinaBank Holly Hill, SC | 88 out of 100, Very strong | $413.6M | 16.6% | 0.74% | vs |
| Southern BankBank Spartanburg, SC | 59 out of 100, Moderate | $407.9M | 8.2% | 0.28% | vs |
| Enterprise Bank of South CarolinaBank Ehrhardt, SC | 52 out of 100, Below average | $535.1M | 9.3% | 3.64% | vs |
| Bank of YorkBank York, SC | 83 out of 100, Strong | $317.7M | 12.9% | 0.86% | vs |
Deposit insurance
Is my money safe at The Bank of Clarendon?
Yes. The Bank of Clarendon is an FDIC-insured institution (FDIC certificate #15671). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.0% of deposits ($120.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.66%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
The Bank of Clarendon lists 5 offices in 4 cities. Most locations:
- Manning, SC (2)
- Santee, SC (1)
- Summerton, SC (1)
- Sumter, SC (1)
HMDA 2025
Mortgage lending
In 2025, The Bank of Clarendon reported 82 home-loan applications under HMDA (LEI 549300LPLWFD36TB5P09): 80 originated ($17,440,000 total), 1 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Bank of Clarendon
- Type
- State-chartered bank
- FDIC certificate #
- 15671
- RSSD ID
- 3720
- Primary regulator
- FDIC
- Holding company
- Bancshares of Carolina Inc
- Established
- July 1, 1939
- Headquarters
- 106 S Brooks St, Manning, SC 29102
- Website
- www.myboc.bank
- Employees
- 57
Quick answers
The Bank of Clarendon: common questions
Is The Bank of Clarendon FDIC insured?
Yes. The Bank of Clarendon is an FDIC-insured institution (FDIC certificate #15671). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bank of Clarendon's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bank of Clarendon ever failed?
There is no failure record for FDIC certificate #15671 in the FDIC failed bank list.
How many branches does The Bank of Clarendon have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Manning
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Allsouth Federal Credit UnionCredit union Columbia, SC | 93 out of 100, Very strong | $1.5B | 19.6% | 0.41% | vs |
| Farmers and Merchants Bank of South CarolinaBank Holly Hill, SC | 88 out of 100, Very strong | $413.6M | 16.6% | 0.74% | vs |
| First National Bank of South CarolinaBank Holly Hill, SC | 82 out of 100, Strong | $309.7M | 12.4% | 0.43% | vs |
| Bank of GreeleyvilleBank Greeleyville, SC | 75 out of 100, Strong | $160.1M | 10.6% | 0.38% | vs |
| The Citizens BankBank Olanta, SC | 74 out of 100, Strong | $1.1B | 9.9% | 0.18% | vs |
| Safe Federal Credit UnionCredit union Sumter, SC | 73 out of 100, Strong | $2.0B | 11.0% | 0.63% | vs |