Side-by-side · Q2 2026 data
The Bank of Clarendon vs Southern Bank
Metric by metric
| Measure | The Bank of Clarendon | Southern Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 59 |
| Capital cushion | 67 (stronger) | 32 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 81 (stronger) | 24 |
| Funding & liquidity | 82 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 86th | 17th |
| Total assets | $438.3M | $407.9M |
| Deposits / shares | $387.0M | $358.4M |
| Capital ratio | 11.66% (stronger) | 8.18% |
| Problem loans | 0.01% (stronger) | 0.28% |
| Net charge-offs | 0.01% | -0.03% (stronger) |
| Return on assets | 1.54% (stronger) | 0.10% |
| Loans ÷ deposits | 57.3% (stronger) | 73.2% |
| Uninsured deposits | 31.0% | 17.8% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | 25.0% |
The Bank of Clarendon has the higher TellerScore (84 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Clarendon leads on 5 and Southern Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.