Side-by-side · Q2 2026 data
The Bank of Commerce vs First Federal Savings Bank of Twin Falls
Metric by metric
| Measure | The Bank of Commerce | First Federal Savings Bank of Twin Falls |
|---|---|---|
| TellerScore | 78 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 55 | 100 (stronger) |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 39 | 68 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 86th | 80th |
| Total assets | $2.3B | $1.4B |
| Deposits / shares | $1.9B | $1.3B |
| Capital ratio | 15.69% (stronger) | 10.43% |
| Problem loans | 1.35% | 0.01% (stronger) |
| Net charge-offs | 0.56% | 0.01% (stronger) |
| Return on assets | 2.13% (stronger) | 1.27% |
| Loans ÷ deposits | 90.0% | 85.5% (stronger) |
| Uninsured deposits | 43.4% | 21.3% (stronger) |
| Offices | 17 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | — |
The Bank of Commerce has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Commerce leads on 3 and First Federal Savings Bank of Twin Falls on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.