Side-by-side · Q2 2026 data
The Bank of Commerce vs Idaho Central Credit Union
Metric by metric
| Measure | The Bank of Commerce | Idaho Central Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 33 |
| Loan quality | 55 | 85 (stronger) |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 39 | 57 (stronger) |
| Problem-loan coverage | 87 | 90 (stronger) |
| Peer percentile | 86th | 42nd |
| Total assets | $2.3B | $15.5B |
| Deposits / shares | $1.9B | $13.6B |
| Capital ratio | 15.69% (stronger) | 8.33% |
| Problem loans | 1.35% | 0.46% (stronger) |
| Net charge-offs | 0.56% | 0.34% (stronger) |
| Return on assets | 2.13% (stronger) | 1.15% |
| Loans ÷ deposits | 90.0% (stronger) | 101.4% |
| Uninsured deposits | 43.4% | 16.7% (stronger) |
| Offices | 17 | 22 |
| CFPB complaints (3 yrs) | — | 93 |
| Complaints per $1B deposits | — | 6.9 |
| Mortgage denial rate (HMDA) | 4.1% | 17.8% |
The Bank of Commerce has the higher TellerScore (78 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Commerce leads on 4 and Idaho Central Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.