The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (62 → 62).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Yes. Idaho Central Credit Union is a federally insured credit union (NCUA charter #63194). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 16.7% of shares and deposits ($2.3B) are above the $250,000 NCUA insurance limit, above the peer median of 12%. Insured balances are protected regardless of the score.

The net worth ratio is 8.33%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Idaho Central Credit Union lists 22 offices in 11 cities across 2 states. Most locations:

• Boise, ID (7)
• Meridian, ID (3)
• Nampa, ID (3)
• Idaho Falls, ID (2)
• Blackfoot, ID (1)
• Chubbuck, ID (1)
• Kennewick, WA (1)
• Pocatello, ID (1)
• Spokane Valley, WA (1)
• Star, ID (1)
• Yakima, WA (1)

All branch addresses and map

Over the last three years, the CFPB forwarded 93 consumer complaints about IDAHO CENTRAL CREDIT UNION to the company (53 in the last 12 months). 100.0% received a timely response. That is 6.9 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

In 2025, Idaho Central Credit Union reported 17,003 home-loan applications under HMDA (LEI 5493001PXRJMPLXPG540): 10,608 originated ($2,662,370,000 total), 2,846 denied, and 1,048 withdrawn or closed by the applicant. Its denial rate on decided applications was 17.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

All Idaho Central Credit Union card terms

Legal name

Idaho Central Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

63194

RSSD ID

322793

Primary regulator

State + NCUA

Established

1940

Headquarters

4400 Central Way, Chubbuck, ID 83202

Employees

2,236