Side-by-side · Q2 2026 data
The Bank of Commerce vs Members Preferred Credit Union
Credit union
Members Preferred Credit Union
Idaho Falls, Idaho · Under $100 million in assets
Metric by metric
| Measure | The Bank of Commerce | Members Preferred Credit Union |
|---|---|---|
| TellerScore | 78 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 55 | 66 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 39 | 77 (stronger) |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 86th | 83rd |
| Total assets | $2.3B | $62.9M |
| Deposits / shares | $1.9B | $50.0M |
| Capital ratio | 15.69% | 20.74% (stronger) |
| Problem loans | 1.35% | 1.01% (stronger) |
| Net charge-offs | 0.56% (stronger) | 2.49% |
| Return on assets | 2.13% | 2.50% (stronger) |
| Loans ÷ deposits | 90.0% | 83.3% (stronger) |
| Uninsured deposits | 43.4% | 0.0% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | — |
Members Preferred Credit Union has the higher TellerScore (87 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Commerce leads on 1 and Members Preferred Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.