Side-by-side · Q2 2026 data
The Bank of Commerce vs Mini-Cassia Empl. Credit Union
Metric by metric
| Measure | The Bank of Commerce | Mini-Cassia Empl. Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 59 |
| Capital cushion | 100 | 100 |
| Loan quality | 55 (stronger) | 19 |
| Earnings | 100 (stronger) | 27 |
| Funding & liquidity | 39 | 72 (stronger) |
| Problem-loan coverage | 87 (stronger) | 83 |
| Peer percentile | 86th | 20th |
| Total assets | $2.3B | $574K |
| Deposits / shares | $1.9B | $483K |
| Capital ratio | 15.69% (stronger) | 15.43% |
| Problem loans | 1.35% (stronger) | 2.42% |
| Net charge-offs | 0.56% | 0.00% (stronger) |
| Return on assets | 2.13% (stronger) | 0.17% |
| Loans ÷ deposits | 90.0% | 87.8% (stronger) |
| Uninsured deposits | 43.4% | 0.0% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | — |
The Bank of Commerce has the higher TellerScore (78 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Commerce leads on 4 and Mini-Cassia Empl. Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.