Mini-Cassia Empl. Credit Union is a non-federally insured state credit union headquartered in Burley, Idaho, in business for about 71 years. At the end of Q2 2026 it reported $574K in total assets and $483K in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Mini-Cassia Empl. Credit Union scores 59/100, which we describe as moderate. That is higher than only 20% of 2,479 credit unions with under $100 million in assets. Among 26 credit unions headquartered in Idaho, it ranks 18th. Its strongest component is capital cushion (100/100; 15.43%), and its lowest is loan quality (19/100; 2.42%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (51 → 59), mostly because the problem-loan coverage component improved by 30 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 53 |
| Q3 2024 | 54 |
| Q4 2024 | 51 |
| Q1 2025 | 50 |
| Q2 2025 | 51 |
| Q3 2025 | 49 |
| Q4 2025 | 57 |
| Q1 2026 | 57 |
| Q2 2026 | 59 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.60% |
| Q3 2024 | 16.34% |
| Q4 2024 | 17.18% |
| Q1 2025 | 17.06% |
| Q2 2025 | 17.22% |
| Q3 2025 | 16.44% |
| Q4 2025 | 16.69% |
| Q1 2026 | 16.61% |
| Q2 2026 | 15.43% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 3.53% |
| Q3 2024 | 2.85% |
| Q4 2024 | 5.68% |
| Q1 2025 | 6.96% |
| Q2 2025 | 7.26% |
| Q3 2025 | 6.98% |
| Q4 2025 | 2.58% |
| Q1 2026 | 2.77% |
| Q2 2026 | 2.42% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.33% |
| Q3 2024 | 0.47% |
| Q4 2024 | 0.56% |
| Q1 2025 | 0.19% |
| Q2 2025 | 0.22% |
| Q3 2025 | 0.16% |
| Q4 2025 | 0.15% |
| Q1 2026 | 0.14% |
| Q2 2026 | 0.17% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $574K | 15.43% | 2.42% | 0.17% | 87.8% |
| Q1 2026 | 57 | $532K | 16.61% | 2.77% | 0.14% | 84.4% |
| Q4 2025 | 57 | $528K | 16.69% | 2.58% | 0.15% | 93.8% |
| Q3 2025 | 49 | $536K | 16.44% | 6.98% | 0.16% | 98.6% |
| Q2 2025 | 51 | $511K | 17.22% | 7.26% | 0.22% | 92.7% |
| Q1 2025 | 50 | $514K | 17.06% | 6.96% | 0.19% | 99.6% |
| Q4 2024 | 51 | $509K | 17.18% | 5.68% | 0.56% | 113.4% |
| Q3 2024 | 54 | $529K | 16.34% | 2.85% | 0.47% | 116.0% |
| Q2 2024 | 53 | $548K | 15.60% | 3.53% | 0.33% | 100.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Idaho
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Boise Fire Department Credit UnionCredit union Boise, ID | 62 out of 100, Moderate | $8.6M | 16.6% | 1.93% | vs |
| Snake River Federal Credit UnionCredit union Twin Falls, ID | 82 out of 100, Strong | $12.0M | 15.4% | 0.15% | vs |
| St Joe Valley Credit UnionCredit union St Maries, ID | 80 out of 100, Strong | $14.0M | 11.6% | 0.59% | vs |
| Sei Federal Credit UnionCredit union Pocatello, ID | 51 out of 100, Below average | $33.4M | 8.3% | 0.68% | vs |
| Simplot Credit UnionCredit union Pocatello, ID | 86 out of 100, Very strong | $59.0M | 21.9% | 0.30% | vs |
| Members Preferred Credit UnionCredit union Idaho Falls, ID | 87 out of 100, Very strong | $62.9M | 20.7% | 1.01% | vs |
Deposit insurance
Is my money safe at Mini-Cassia Empl. Credit Union?
Mini-Cassia Empl. Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.43%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Mini-Cassia Empl. Credit Union lists 1 office in 1 city. Most locations:
- Burley, ID (1)
Identity & history
Profile
- Legal name
- Mini-Cassia Empl. Credit Union
- Type
- Non-federally insured state credit union
- NCUA charter #
- 82527
- RSSD ID
- 932697
- Primary regulator
- State + NCUA
- Established
- 1955
- Headquarters
- PO Box 524, Burley, ID 83318
- Employees
- 1
Quick answers
Mini-Cassia Empl. Credit Union: common questions
Is Mini-Cassia Empl. Credit Union NCUA insured?
Mini-Cassia Empl. Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
What is Mini-Cassia Empl. Credit Union's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Mini-Cassia Empl. Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Burley
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of CommerceBank Ammon, ID | 78 out of 100, Strong | $2.3B | 15.7% | 1.35% | vs |
| D. L. Evans BankBank Burley, ID | 76 out of 100, Strong | $3.7B | 10.4% | 0.26% | vs |
| First Federal Savings Bank of Twin FallsBank Twin Falls, ID | 76 out of 100, Strong | $1.4B | 10.4% | 0.01% | vs |
| Zions Bancorporation, N.A.Bank Salt Lake City, UT | 67 out of 100, Moderate | $89.0B | 9.4% | 0.47% | vs |
| KeyBank National AssociationBank Cleveland, OH | 63 out of 100, Moderate | $188.6B | 9.9% | 0.86% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |