Side-by-side · Q2 2026 data
The Bank of Commerce vs Simplot Credit Union
Metric by metric
| Measure | The Bank of Commerce | Simplot Credit Union |
|---|---|---|
| TellerScore | 78 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 55 | 90 (stronger) |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 39 | 79 (stronger) |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 86th | 80th |
| Total assets | $2.3B | $59.0M |
| Deposits / shares | $1.9B | $46.0M |
| Capital ratio | 15.69% | 21.92% (stronger) |
| Problem loans | 1.35% | 0.30% (stronger) |
| Net charge-offs | 0.56% | 0.27% (stronger) |
| Return on assets | 2.13% (stronger) | 1.03% |
| Loans ÷ deposits | 90.0% | 81.0% (stronger) |
| Uninsured deposits | 43.4% | 0.2% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | — |
Simplot Credit Union has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Commerce leads on 1 and Simplot Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.