Side-by-side · Q2 2026 data
The Bank of Commerce vs Westmark Credit Union
Metric by metric
| Measure | The Bank of Commerce | Westmark Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 31 |
| Loan quality | 55 | 90 (stronger) |
| Earnings | 100 (stronger) | 38 |
| Funding & liquidity | 39 | 56 (stronger) |
| Problem-loan coverage | 87 | 92 (stronger) |
| Peer percentile | 86th | 17th |
| Total assets | $2.3B | $1.7B |
| Deposits / shares | $1.9B | $1.4B |
| Capital ratio | 15.69% (stronger) | 8.11% |
| Problem loans | 1.35% | 0.30% (stronger) |
| Net charge-offs | 0.56% | 0.55% (stronger) |
| Return on assets | 2.13% (stronger) | 0.46% |
| Loans ÷ deposits | 90.0% (stronger) | 104.3% |
| Uninsured deposits | 43.4% | 10.5% (stronger) |
| Offices | 17 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | 20.0% |
The Bank of Commerce has the higher TellerScore (78 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Commerce leads on 4 and Westmark Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.