Side-by-side · Q2 2026 data
The Bank of Fayette County vs First National Bank of Tennessee
Metric by metric
| Measure | The Bank of Fayette County | First National Bank of Tennessee |
|---|---|---|
| TellerScore | 58 | 86 (stronger) |
| Capital cushion | 46 | 66 (stronger) |
| Loan quality | 64 | 91 (stronger) |
| Earnings | 59 | 100 (stronger) |
| Funding & liquidity | 58 | 91 (stronger) |
| Problem-loan coverage | 81 | 98 (stronger) |
| Peer percentile | 17th | 97th |
| Total assets | $1.1B | $1.4B |
| Deposits / shares | $987.7M | $1.2B |
| Capital ratio | 9.59% | 11.55% (stronger) |
| Problem loans | 1.09% | 0.28% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 0.98% | 2.11% (stronger) |
| Loans ÷ deposits | 93.5% | 58.6% (stronger) |
| Uninsured deposits | 22.6% (stronger) | 23.1% |
| Offices | 15 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Tennessee has the higher TellerScore (86 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Fayette County leads on 1 and First National Bank of Tennessee on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.