Side-by-side · Q2 2026 data
The Bank of Fayette County vs FSNB, National Association
Metric by metric
| Measure | The Bank of Fayette County | FSNB, National Association |
|---|---|---|
| TellerScore | 58 | 96 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 64 | 88 (stronger) |
| Earnings | 59 | 100 (stronger) |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 81 | 92 (stronger) |
| Peer percentile | 17th | 99th |
| Total assets | $1.1B | $478.3M |
| Deposits / shares | $987.7M | $369.7M |
| Capital ratio | 9.59% | 17.51% (stronger) |
| Problem loans | 1.09% | 0.36% (stronger) |
| Net charge-offs | 0.04% (stronger) | 1.02% |
| Return on assets | 0.98% | 3.46% (stronger) |
| Loans ÷ deposits | 93.5% | 39.2% (stronger) |
| Uninsured deposits | 22.6% | 8.2% (stronger) |
| Offices | 15 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FSNB, National Association has the higher TellerScore (96 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Fayette County leads on 1 and FSNB, National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Covington, TN
- Oakland, TN