Side-by-side · Q2 2026 data
The Bank of Fayette County vs InsBank
Metric by metric
| Measure | The Bank of Fayette County | InsBank |
|---|---|---|
| TellerScore | 58 | 68 (stronger) |
| Capital cushion | 46 | 52 (stronger) |
| Loan quality | 64 | 92 (stronger) |
| Earnings | 59 (stronger) | 57 |
| Funding & liquidity | 58 (stronger) | 55 |
| Problem-loan coverage | 81 | 96 (stronger) |
| Peer percentile | 17th | 49th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $987.7M | $905.8M |
| Capital ratio | 9.59% | 10.20% (stronger) |
| Problem loans | 1.09% | 0.24% (stronger) |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 0.98% (stronger) | 0.94% |
| Loans ÷ deposits | 93.5% (stronger) | 99.7% |
| Uninsured deposits | 22.6% | 20.1% (stronger) |
| Offices | 15 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
InsBank has the higher TellerScore (68 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Fayette County leads on 2 and InsBank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.