Side-by-side · Q2 2026 data
The Bank of Fayette County vs Rio Grande Federal Credit Union
Credit union
Rio Grande Federal Credit Union
Grand Junction, Colorado · Under $100 million in assets
Metric by metric
| Measure | The Bank of Fayette County | Rio Grande Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 97 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 64 | 99 (stronger) |
| Earnings | 59 | 88 (stronger) |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 81 | 100 (stronger) |
| Peer percentile | 17th | 98th |
| Total assets | $1.1B | $80.8M |
| Deposits / shares | $987.7M | $62.8M |
| Capital ratio | 9.59% | 21.99% (stronger) |
| Problem loans | 1.09% | 0.03% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.72% |
| Return on assets | 0.98% | 1.71% (stronger) |
| Loans ÷ deposits | 93.5% | 44.4% (stronger) |
| Uninsured deposits | 22.6% | 8.7% (stronger) |
| Offices | 15 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rio Grande Federal Credit Union has the higher TellerScore (97 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Fayette County leads on 1 and Rio Grande Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.