Side-by-side · Q2 2026 data
The Bank of Grain Valley vs Bank of Odessa
Metric by metric
| Measure | The Bank of Grain Valley | Bank of Odessa |
|---|---|---|
| TellerScore | 95 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 87 |
| Loan quality | 100 (stronger) | 29 |
| Earnings | 100 | 100 |
| Funding & liquidity | 64 | 74 (stronger) |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 99th | 50th |
| Total assets | $110.6M | $667.1M |
| Deposits / shares | $85.3M | $567.0M |
| Capital ratio | 23.96% (stronger) | 13.67% |
| Problem loans | 0.00% (stronger) | 2.12% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 2.14% (stronger) | 2.04% |
| Loans ÷ deposits | 77.1% (stronger) | 79.3% |
| Uninsured deposits | 32.1% | 20.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.7% |
The Bank of Grain Valley has the higher TellerScore (95 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Grain Valley leads on 6 and Bank of Odessa on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.