Side-by-side · Q2 2026 data
The Bank of Grain Valley vs Flat Branch Bank
Metric by metric
| Measure | The Bank of Grain Valley | Flat Branch Bank |
|---|---|---|
| TellerScore | 95 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 64 | 85 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 99th | 42nd |
| Total assets | $110.6M | $92.8M |
| Deposits / shares | $85.3M | $79.2M |
| Capital ratio | 23.96% (stronger) | 12.58% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.14% (stronger) | -0.96% |
| Loans ÷ deposits | 77.1% | 72.6% (stronger) |
| Uninsured deposits | 32.1% | 17.7% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Grain Valley has the higher TellerScore (95 vs 71). On the 5 directional measures above (where higher or lower is clearly better), The Bank of Grain Valley leads on 3 and Flat Branch Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.