Side-by-side · Q2 2026 data
The Bank of Houston vs Community Bank of Memphis
Metric by metric
| Measure | The Bank of Houston | Community Bank of Memphis |
|---|---|---|
| TellerScore | 82 | 85 (stronger) |
| Capital cushion | 91 (stronger) | 74 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 63 | 63 |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 70th | 78th |
| Total assets | $67.4M | $63.7M |
| Deposits / shares | $51.2M | $55.0M |
| Capital ratio | 14.14% (stronger) | 12.39% |
| Problem loans | 0.16% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.07% | 1.08% (stronger) |
| Loans ÷ deposits | 103.6% | 43.5% (stronger) |
| Uninsured deposits | 7.2% (stronger) | 10.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank of Memphis has the higher TellerScore (85 vs 82). On the 6 directional measures above (where higher or lower is clearly better), The Bank of Houston leads on 2 and Community Bank of Memphis on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.