Side-by-side · Q2 2026 data
The Bank of Landisburg vs First Area Federal Credit Union
Credit union
First Area Federal Credit Union
Lewistown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | The Bank of Landisburg | First Area Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 46 | 62 (stronger) |
| Earnings | 89 (stronger) | 76 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 77th | 42nd |
| Total assets | $417.1M | $29.9M |
| Deposits / shares | $347.7M | $27.0M |
| Capital ratio | 16.97% (stronger) | 10.12% |
| Problem loans | 1.61% | 1.15% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 1.72% (stronger) | 1.39% |
| Loans ÷ deposits | 78.3% | 17.5% (stronger) |
| Uninsured deposits | 14.3% | 2.0% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.3% | — |
The Bank of Landisburg has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Landisburg leads on 4 and First Area Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.