Side-by-side · Q2 2026 data
The Bank of Magnolia Company vs 540 I.B.E.W. Credit Union
Metric by metric
| Measure | The Bank of Magnolia Company | 540 I.B.E.W. Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 58 |
| Capital cushion | 80 (stronger) | 66 |
| Loan quality | 96 (stronger) | 25 |
| Earnings | 88 (stronger) | 55 |
| Funding & liquidity | 87 | 90 (stronger) |
| Problem-loan coverage | 99 (stronger) | 76 |
| Peer percentile | 94th | 19th |
| Total assets | $107.8M | $1.5M |
| Deposits / shares | $92.8M | $1.3M |
| Capital ratio | 12.96% (stronger) | 11.57% |
| Problem loans | 0.12% (stronger) | 2.24% |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.71% (stronger) | 0.87% |
| Loans ÷ deposits | 73.2% | 70.1% (stronger) |
| Uninsured deposits | 13.9% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Magnolia Company has the higher TellerScore (89 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Magnolia Company leads on 4 and 540 I.B.E.W. Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.