Side-by-side · Q2 2026 data
The Bank of Magnolia Company vs Consumers National Bank
Metric by metric
| Measure | The Bank of Magnolia Company | Consumers National Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 65 |
| Capital cushion | 80 (stronger) | 34 |
| Loan quality | 96 | 98 (stronger) |
| Earnings | 88 (stronger) | 58 |
| Funding & liquidity | 87 (stronger) | 57 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 94th | 36th |
| Total assets | $107.8M | $1.3B |
| Deposits / shares | $92.8M | $1.1B |
| Capital ratio | 12.96% (stronger) | 8.35% |
| Problem loans | 0.12% | 0.07% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.71% (stronger) | 0.95% |
| Loans ÷ deposits | 73.2% (stronger) | 82.9% |
| Uninsured deposits | 13.9% (stronger) | 33.0% |
| Offices | 3 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.1% |
The Bank of Magnolia Company has the higher TellerScore (89 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Magnolia Company leads on 6 and Consumers National Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.