Side-by-side · Q2 2026 data
The Bank of Magnolia Company vs First Federal Community Bank, National Association
Metric by metric
| Measure | The Bank of Magnolia Company | First Federal Community Bank, National Association |
|---|---|---|
| TellerScore | 89 (stronger) | 75 |
| Capital cushion | 80 (stronger) | 44 |
| Loan quality | 96 | 97 (stronger) |
| Earnings | 88 | 94 (stronger) |
| Funding & liquidity | 87 (stronger) | 58 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 94th | 61st |
| Total assets | $107.8M | $994.6M |
| Deposits / shares | $92.8M | $897.2M |
| Capital ratio | 12.96% (stronger) | 9.40% |
| Problem loans | 0.12% | 0.08% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.71% | 1.86% (stronger) |
| Loans ÷ deposits | 73.2% (stronger) | 84.0% |
| Uninsured deposits | 13.9% (stronger) | 31.4% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Magnolia Company has the higher TellerScore (89 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Magnolia Company leads on 4 and First Federal Community Bank, National Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.