Side-by-side · Q2 2026 data
The Bank of Magnolia Company vs The Citizens National Bank of McConnelsville
Bank
The Citizens National Bank of McConnelsville
Mcconnelsville, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Bank of Magnolia Company | The Citizens National Bank of McConnelsville |
|---|---|---|
| TellerScore | 89 (stronger) | 63 |
| Capital cushion | 80 (stronger) | 72 |
| Loan quality | 96 (stronger) | 45 |
| Earnings | 88 (stronger) | 57 |
| Funding & liquidity | 87 (stronger) | 72 |
| Problem-loan coverage | 99 (stronger) | 81 |
| Peer percentile | 94th | 24th |
| Total assets | $107.8M | $102.1M |
| Deposits / shares | $92.8M | $85.2M |
| Capital ratio | 12.96% (stronger) | 12.24% |
| Problem loans | 0.12% (stronger) | 1.66% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.71% (stronger) | 0.91% |
| Loans ÷ deposits | 73.2% (stronger) | 83.8% |
| Uninsured deposits | 13.9% (stronger) | 18.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Magnolia Company has the higher TellerScore (89 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Magnolia Company leads on 6 and The Citizens National Bank of McConnelsville on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.