Side-by-side · Q2 2026 data
The Bank of Magnolia Company vs The National Bank of Adams County of West Union
Bank
The National Bank of Adams County of West Union
West Union, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Bank of Magnolia Company | The National Bank of Adams County of West Union |
|---|---|---|
| TellerScore | 89 (stronger) | 68 |
| Capital cushion | 80 (stronger) | 58 |
| Loan quality | 96 (stronger) | 30 |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 87 | 99 (stronger) |
| Problem-loan coverage | 99 (stronger) | 81 |
| Peer percentile | 94th | 37th |
| Total assets | $107.8M | $114.7M |
| Deposits / shares | $92.8M | $100.8M |
| Capital ratio | 12.96% (stronger) | 10.82% |
| Problem loans | 0.12% (stronger) | 2.10% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.71% | 2.14% (stronger) |
| Loans ÷ deposits | 73.2% | 59.9% (stronger) |
| Uninsured deposits | 13.9% (stronger) | 16.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Magnolia Company has the higher TellerScore (89 vs 68). On the 6 directional measures above (where higher or lower is clearly better), The Bank of Magnolia Company leads on 4 and The National Bank of Adams County of West Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.