Side-by-side · Q2 2026 data
The Bank of Marion vs Carter Bank & Trust
Metric by metric
| Measure | The Bank of Marion | Carter Bank & Trust |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 64 | 67 (stronger) |
| Loan quality | 63 | 66 (stronger) |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 79 (stronger) | 70 |
| Problem-loan coverage | 83 | 86 (stronger) |
| Peer percentile | 47th | 80th |
| Total assets | $634.1M | $4.8B |
| Deposits / shares | $535.9M | $4.2B |
| Capital ratio | 11.37% | 11.73% (stronger) |
| Problem loans | 1.12% | 1.01% (stronger) |
| Net charge-offs | 0.14% | -0.82% (stronger) |
| Return on assets | 1.43% | 3.66% (stronger) |
| Loans ÷ deposits | 81.3% (stronger) | 87.7% |
| Uninsured deposits | 13.7% (stronger) | 17.7% |
| Offices | 17 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.9% | 28.0% |
Carter Bank & Trust has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Marion leads on 2 and Carter Bank & Trust on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.